Current outages: BT, Barclays, NatWest
No outage

Latest outage report:

No major problems are currently known for Klarna.

Klarna outage reports in the last 24 hours

Outage map for the last 2 hours

This map shows only verified outage reports for Klarna in the United Kingdom from the past 2 hours.

Latest reports

Click on a city to view current outages in that city.

Stoke-on-Trent (ST3 7UL)
13 October 2026
Wisbech (PE13 3HL)
13 October 2026
Guildford (GU1 3JZ)
13 October 2026
York (YO10 3SL)
12 October 2026
Plymouth (PL5 3UU)
10 October 2026
Elderslie (PA5 9EW)
9 October 2026
Aylesbury (HP21 9TT)
8 October 2026
Gravesend (DA12 5HQ)
7 October 2026

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User experiences with Klarna

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Klarna Outage: Is Klarna Down Right Now or Not Working for You?

If Klarna isn’t working for you right now, you’re probably wondering whether it’s a wider Klarna outage or just something on your end. You’re in the right place. Above, you’ll find live outage reports submitted by other UK users, which is the quickest way to see if this is a known issue. Below, we’ll walk you through common problems, quick fixes, and when it’s worth getting in touch with Klarna directly.

Is This a Klarna Outage or a Problem With Your Account?

Before assuming the worst, it helps to work out where the fault lies. Sometimes a Klarna outage affects thousands of shoppers at once, often during busy shopping periods or when a retailer’s checkout system has issues. Other times, the problem is isolated to your device, your connection, or your account settings.

Check the reports at the top of this page first. If lots of other users are flagging the same issue at the same time, it’s likely a genuine service disruption rather than something you can fix alone.

Common Reasons Klarna Isn’t Working

Klarna problems tend to fall into a handful of recognisable categories. Knowing which one you’re dealing with makes troubleshooting much faster.

  • The app or website is down or running slowly across the board
  • Payments are being declined at checkout
  • You can’t log in or verify your identity
  • Your virtual card isn’t working with a specific retailer
  • Orders or payment schedules aren’t updating correctly

Quick Checks Before You Contact Klarna

Most everyday hiccups can be sorted without needing to speak to anyone. Try these steps in order, as they cover the most likely causes first.

  • Restart the Klarna app or refresh your browser page
  • Check your mobile data or Wi-Fi connection is stable
  • Update the Klarna app to the latest version from your app store
  • Log out and log back into your account
  • Clear your browser cache if you’re using Klarna on desktop
  • Try a different device to rule out a local fault

If the issue persists after trying these steps and other users are reporting the same fault, the problem likely sits with Klarna’s systems rather than your setup.

Frequent Klarna Faults and How to Fix Them

Here’s a summary of the most common faults UK customers report, along with sensible first steps for each one.

FaultLikely CauseWhat to Try
App won’t open or keeps crashingOutdated app version or temporary server issueUpdate the app, restart your phone, check for a wider outage
Payment declined at checkoutInsufficient available spending limit or bank verification failureCheck your Klarna balance, confirm your bank details are current, try again shortly
Unable to log inIncorrect login details or a temporary account lockReset your password, verify your email or phone number
Virtual card not acceptedRetailer compatibility issue or expired card sessionGenerate a new virtual card, confirm the retailer accepts Klarna
Order or payment plan not showingSyncing delay between retailer and Klarna systemsWait a short while, refresh the app, check your order confirmation email

Common Klarna Error Messages and What They Mean

Klarna doesn’t publish a fixed list of numbered error codes, so instead here’s what the most commonly reported error messages usually indicate and how to respond.

Error MessageWhat It Usually MeansRecommended Action
“Payment could not be processed”Temporary issue verifying your payment method or spending limitTry again after a few minutes, or use an alternative payment method
“We couldn’t verify your identity”Details entered don’t match what Klarna has on fileDouble check your name, address, and date of birth match your bank records
“Session expired”You took too long at checkout or your connection droppedRestart the checkout process from the beginning
“Something went wrong”General server-side fault, often temporaryWait a short while and try again, check outage reports above

When Should You Contact Klarna Customer Service?

If you’ve worked through the checks above and the problem still isn’t resolved, it’s time to reach out directly. This is especially worth doing if a payment has left your account but hasn’t been reflected in your Klarna order, or if you’re locked out of your account entirely.

You can get in touch with Klarna through their official UK customer service page, where you’ll find support options tailored to your specific issue, including payments, refunds, and account access.

Keep an Eye on Live Reports

Outages and technical faults with services like Klarna tend to resolve themselves fairly quickly, particularly when the issue is widespread rather than account-specific. Checking back on this page for updated user reports is often the fastest way to confirm whether things are improving.

If you’re still stuck, don’t hesitate to contact Klarna’s support team directly for help tailored to your account. In the meantime, feel free to add your own experience to the reports above, it helps other UK shoppers work out whether they’re facing the same fault.

Status of outages in other services